Virginia Housing will be updating servers, software, and equipment on the weekend of April 20-21.
All systems may be unavailable from 2:00 PM on Saturday until 1:00 PM on Sunday.

Learn more about Mortgage Relief Resources 

New Mortgage Cadence is LIVE Tomorrow

October 12, 2021

As previously announced last month the change to our Loan Origination System – Mortgage Cadence – is here. Mortgage Cadence – ELC is retiring and will be replaced by Mortgage Cadence Platform – MCP as of October 13, 2021.

The URL for the new Mortgage Cadence is


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The existing URL for Mortgage Cadence will no longer be active tomorrow. The new Mortgage Cadence – MCP looks different but you will still find all of your existing loans in your pipeline. In other words - you don’t have to access the old URL any longer even for existing loans. Your login and password will remain the same.

This update includes improvements to the overall functionality and it looks much like most web applications you use today. There are videos below that go over importing a loan, locking a loan, creating/locking a piggyback second mortgage, and reserving/canceling a grant. We have also included helpful navigation tips and updated the Mortgage Cadence User Guide. These resources mirror what the videos go over as well as assist in obtaining a delegated confirmation, submitting a non-delegated loan, submitting a closed loan package, etc.


  • Termination of Microsoft Silverlight: Beginning October 13th Microsoft Silverlight will no longer be required, which means you will not need an additional application to run Mortgage Cadence.
  • Google Chrome required: The new Mortgage Cadence – MCP has been rewritten with HTML 5 that is supported by the Google Chrome browser. Please notify your IT departments if you have not already done so. It cannot be used with Internet Explorer.

Video Links:


Please contact HomeownershipSupport@VirginiaHousing.com