Struggling to pay your mortgage? Learn more about relief programs.

Homeowner Resources

  • New Homeowner’s Guide
  • Manage and Maintain Your Home
  • What to Do in a Financial Crisis

You’ll make a mortgage payment every month. Use our portal for easy payments.

Learn how to make an online payment. Watch Video.

Learn more about being a new homeowner with videos, guides, and interactive lessons.

Learn what you need to know as a new homeowner. From avoiding scams to maintaining ownership and more, Virginia Housing can help guide you.

We can help you understand what to do if a financial hardship hits and how our programs may help.

Since our beginning, Virginia Housing has helped others just like you:



Home loans



People our free, first-time homebuyer course class*

*Since the first class in 1993 Current statistics as of FY21



Mortgage credit certificates

“The most important thing I learned from the Virginia Housing class was learning what I was getting myself into, and learning the requirements of homeownership.”

- Shawneeqa, Homeowner