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Struggling to pay your mortgage? Learn more about relief programs.

Avoiding Foreclosure


If you anticipate a serious problem paying your mortgage because of a financial emergency, don’t wait until you’ve missed a payment. Reputable mortgage lenders really don’t want to foreclose. If you find yourself in this situation, contact us as soon as possible. You may be able to get your loan modified or have payments temporarily suspended.

Resources to Help Prevent Foreclosure

  • Fannie Mae

    Fannie Mae’s information and resources can help you understand your choices when it comes to paying your mortgage during times of financial difficulty. Be sure to learn about preventing foreclosure.



  • Veterans: VA Loans

    With the 2011 update by the U.S. Department of Veterans Affairs (VA), lenders are encouraged to modify more loans and be more flexible.

  • Foreclosure Counseling

    Free housing counseling can help you avoid foreclosure and understand what mortgage possibilities you may have.


  • Virginia Housing Customers

    If you’re behind on your mortgage payments, you may qualify for our Loss Mitigation program.