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Struggling to pay your mortgage? Learn more about relief programs.

How to Start the Homebuying Process

  • What's the Process to Buy a Home?

  • Estimate Your Mortgage Payment

We’re here to help you assess if you’re ready to buy a home. Get started with our free homebuyer education programs.

From finding the loan that's right for you to closing on your new home, we're here to help you through the homebuying process.

Our mortgage calculator can help you determine which loan products will be a good fit.

Since Our Beginning, Virginia Housing Has:

Provided

234,859

Home loans

ISSUed 

24,684

Mortgage CREDIT CERTIFICATES*

*Through FY20 Statistics      

OFFERed

305,812

PEOPLE OUR FREE FIRST-TIME HOMEBUYER COURSE CLASS**

**Since the first class in 1993
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“Having graduated from college a few years ago, I didn't think it was possible to buy a home with my outstanding student loans. Virginia Housing made it possible with a grant. I couldn't believe these were available to first-time homebuyers without repayment.”

- Brandon, First-time homebuyer