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Virginia Housing will be updating servers, software, and equipment on the weekend of April 20-21.
All systems may be unavailable from 2:00 PM on Saturday until 1:00 PM on Sunday.

Learn more about Mortgage Relief Resources 

How to Start the Homebuying Process

  • What's the Process to Buy a Home?

  • Estimate Your Mortgage Payment

We’re here to help you assess if you’re ready to buy a home. Get started with our free homebuyer education programs.

From finding the loan that's right for you to closing on your new home, we're here to help you through the homebuying process.

Our mortgage calculator can help you determine which loan products will be a good fit.

Virginia Housing continues to help first-time homebuyers

Provided

7,695

Home loans*

Completed

15,500

FREE, FIRST-TIME HOMEBUYER COURSE CLASSES*

*All statistics for fiscal year 2022

Provided

3,037

Grants*

including Closing Cost and Down Payment Assistance grants.
Brandon-Hatcher-Homebuyer.jpeg

Having graduated from college a few years ago, I didn't think it was possible to buy a home with my outstanding student loans. Virginia Housing made it possible with a grant. I couldn't believe these were available to first-time homebuyers without repayment.”

- Brandon, First-time homebuyer