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Struggling to pay your mortgage? Learn more about relief programs.

Closing Cost Assistance Grant


The Virginia Housing Closing Cost Assistance Grant helps cover the extra costs that come with buying a home and is available for both RD and VA transactions. This grant requires no repayment and can be used with other non-Virginia Housing grants as well.

Get to Know This Grant

  • What Is It?

    This grant reduces the out-of-pocket expenses that occur during the homebuying process. It can be paired with a Mortgage Credit Certificate or other non-Virginia Housing grants, making buying a first home even more accessible.

  • Eligibility Requirements

    To receive a Closing Cost Assistance Grant, a homebuyer must:

    • Be a first-time homebuyer or repeat buyer purchasing in Areas of Economic Opportunity
    • Have a Rural Housing Service (RHS) or Veterans Affairs (VA) loan from Virginia Housing
    • Have a household income within Virginia Housing’s income limits
    • Be within Virginia Housing’s sales price / loan limits


  • How Does It Work?

    This grant may be worth up to 2% of your home’s purchase price. Funds may be applied to closing costs, Rural Housing Service (RHS) guarantees or Veterans Affairs (VA) funding fees. And, you never have to pay it back. Having this grant may improve your RHS or VA loan offers.