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Affordable Home Loan Options for First-time Homebuyers


We can help make your homeownership dreams a reality with our Loan Combo — it’s an affordable Virginia Housing mortgage with additional benefits just for first-time homebuyers.


What is included in the Loan Combo?

You receive:

  • A down payment grant (that never has to be repaid).
  • A Mortgage Credit Certificate (MCC) that could save you thousands every year on your federal income tax.
  • Our free homebuyer course to help you understand the homebuying process.

Learn more: