How Do I Pay My Mortgage?
At Virginia Housing, we want to make it as easy as possible for you to pay your mortgage. Here are your payment options:
Mortgage Payment Options
Manage and Pay Your Mortgage Online
Just need to make a payment? Use our quick pay option.
Enroll in Automatic Payments
Download, print and complete an authorization form and send it, along with a voided check or savings deposit slip to:
P.O. Box 4549
Richmond, VA 23220-8549
You can choose a date between the 1st and 15th of the month for your automatic withdrawal.
Download Our Mobile App
Manage your mortgage on the go. Visit iOS or Android app stores and search for Virginia Housing Mortgage App.
You’ll have access to:
- Loan information
- Payment history and scheduling
- Uploading payment accounts (bank and debit cards)
- Alerts and notifications
Pay by Mail
If you prefer to pay by mail, we can provide either an annual payment coupon book or a monthly billing statement with a coupon attached. Please be sure that:
- Your loan number is written on your check.
- Your check is accompanied by the appropriate month’s coupon. Payments not received with a coupon will be applied at Virginia Housing’s discretion.*
- If you’re paying more than the
required amount, specify on the
coupon how the extra amount is
to be applied. Extra
but not specified on the coupon,
will be applied at Virginia
*Requests to change the way funds have been applied will be honored only if the request is received in the same month the payment was applied.
Please mail your payment to:
P.O. Box 79748
Baltimore, MD 21279-0748
Loan Servicing Department
Toll free: 800-235-6938
Note: In order to protect your privacy, please do not send confidential personal information or sensitive materials through this email. Virginia Housing is not responsible for the security and/or confidentiality of personal information submitted via this email.